Everyone

M-Kash India Financial Solutions Private Limited

Nougat

FinShell Pay provides more than 8 Crore Indians with secure and convenient financial services. This super application not only takes care of your diverse financial needs, but also empowers you with a wide range of innovative services as well. FinShell Pay is your go-to destination for transforming your lifestyle. From personal loans to shopping discounts, and everything in between, we've got you covered. At FinShell Pay, your financial well-being is our priority and we are dedicated to providing you with the tools, resources, and services that help you to achieve your goals. 

On FinShell Pay experience our offerings: 

Get Personal loans: 
-Get Loan amount starting from Rs 2000 to 5 lac 
-Repay loan within 3-60 months 
-Annual percentage rate (APR) (per annum monthly reducing): 10.5 - 48% 
-Loan Processing fee: 0- 6% 
Please Note: Personal Loans are only available to Indian citizens within the territory of India 

Sample Case: 
Loan Amount- Rs.39600 
ROI- 36% pa 
Tenure- 6 months 
Processing Fee (4%)- Rs.1584 

GST (18% on Processing Fee)- Rs.285 
Disbursal Amount- Rs.37731 (Loan Amount -processing fee -gst on processing fee) 

EMI Cycle EMI Amount Principal Interest 
1 7311 6202 1109 
2 7311 6309 1002 
3 7311 6498 813 
4 7311 6693 618 
5 7311 6894 417 
6 7311 7004 307 

Total Amount User Pays Back- Rs.43866 (sum of EMIs) 

Get easy personal loans at easy EMIs from trusted loan partners (Type: NBFC) including: 
• Bhanix Finance and Investment Limited 
(product name show in Finshell Pay : CASHe)
https://bhanixfinance.com/ourpartners.html
• EarlySalary Services Private Limited
(product name show in Finshell Pay : Fibe)
https://www.earlysalary.in/lending-service-provider/ 
• InCred Financial Services Limited
(product name show in Finshell Pay : Incred)
https://www.incred.com/partnership/ 

Bill Payment via Bharat Connect (NPCI): 
Pay your EMI for loans, electricity bills, credit card and many more bills. Now never miss a payment by linking your bill to your account and be reminded of the payments before due date. Experience bill payment like never before.

Coupon Centre:
Attractive discount coupons from top merchants that you don’t want to miss. Now choose your favourite coupon from the list of categories including food, fashion, electronics, health etc.

Quiz / Games:
Get more than your expectation. Now don’t get bored, just explore the Quiz and Game section to have fun. Experience from the list of entertaining games and challenging quiz. Why limit yourself when you can always have some extra from your life!

WHAT WE ENSURE? 
We ensure your “Security & Protection to your Privacy”
Data security & privacy is our utmost priority. Apart from being standard compliant we have highest security standards & our backend APIs comply with mandated security standards and robust protocols. All the data is stored locally in India. 
 
We are always eager to hear from you- to understand what you want with your financial buddy FinShell Pay and how was your experience with us. 
Write to us on – support@finshellpay.com for all our thoughts.

FinShell Pay is an integrated service platform that provides financial services.

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